Welcome to AustraliaWide Financial Planning

Committed to helping you to achieve your goals.


Based in Melbourne, VIC

Lay back and enjoy a flexible finance strategy

Empowered. Individualised. Measurable.

About AustraliaWide Financial Planning

We are focused on the individuality of our clients, understanding that there is no ‘one size fits all solution’ when it comes to planning for financial security.

At AustraliaWide, we specialise in Self-Managed Superannuation advice and our personalised wealth management strategies are all about your lifestyle needs, your future plans and your financial goals, and that makes a big difference.

Empowering our clients with the right information enables them to be actively involved in their financial plans and become equipped to make more informed choices about their future. Navigating the many financial choices and volumes of information on your own, can be daunting.

Our approach is to provide guidance and ensure understanding to give you the confidence and peace of mind that you have the right plan to suit your needs.

Whether you are just starting your wealth accumulation journey, planning for retirement or looking for financial security for your family, at AustraliaWide we are committed to helping you to achieve your goals.

Meet our Team

Our Team is here to provide education and understanding, so you’re supported in making big decisions.



David Livshiz

Senior Financial Adviser

I am David a Senior Financial Adviser at Australia Wide FinancialPlanning and have been for 2.5 years.

Education and Experience

  • Experience: 8-years
  • Bachelor of Science (Monash University): Mathematical Statistics, Applied Mathematics & Microeconomics.
  • Master of Teaching (Melbourne University): Secondary Education.
  • Graduate Certificate in Financial Planning (Kaplan Professional)
  • SMSF Specialist (University of Adelaide).

Outside of Work

I like spending time with family, trying new restaurants, going to the Theatre, Running & Playing Chess.

What my clients say

James, Google Review:

We have just started working with David and his team at Australia wide Financial Planning and have found them to be outstanding. Every step of the way they have been very clear and thorough in setting up our SMSF. There is no way we could have achieved what we have without their help, and we look forward to continuing working with them.

Michael, Google Review:

David has been an exceptional financial planner for us. His expertise and personalised approach have made a significant difference in our financial planning of a SMSF. He provides clear, actionable advice. We highly recommend David to anyone looking for a knowledgeable and trustworthy financial adviser. We are looking forward to financial success through Aus Wide and David.

Macleod Seyman

Senior Financial Adviser

I am Macleod Seyman, a Senior Financial Adviser with Australia Wide FP. I have over 8 years’ experience within the financial advice industry.

I enjoy working with clients to shape their financial future. A self-confessed SMSF nerd, I share my expertise to maximise the potential for clients to control their outcomes and achieve financial piece of mind.

Education and Experience

My qualifications include an Advanced Diploma of Financial Planning, a Bachelor of Business (Economics & Finance) and a Masters in Professional Accounting. I am also a SMSF Specialist Adviser, accredited through the SMSF Association.

Outside of Work

In my personal life I am a passionate Green Bay Packers fan!!


James Robinson

Senior Financial Adviser

I am James a Senior Financial Adviser, with Australia Wide Financial Planning since August 2021, 3.5 years.

Education and Experience

I have been working within the accounting/financial planning industry for 12 years across multiple roles in Accounting, Business Advisery & Financial Planning. In that time, I have completed a Bachelor of Business Management (Accounting Major), Graduate Certificate in Financial Planning and earned the Self-Managed Specialist AAdviser (SSA) designation from the SMSF Association.

A great advantage clients have working with myself as their adviser comes from my range of experience. I have strong knowledge in Personal, Business & SMSF taxation alongside my knowledge in investments & products, which allows me to navigate the financial landscape to create plans that work best for their situation.

Outside of Work

Outside of work I can usually be found, playing video games, spending time with my wife, lounging around with my greyhound or at the footy watching the pies!

What my clients say

If you asked my clients what they would say about me, it would that I am very much an “everyday persons adviser”. I take the time to ensure that clients understand the advice/plan that is being given, ensure they understand the short requirements while understanding the long term changes these plans will have. While keeping the plans simple and flexible so clients are not overwhelmed, when changes occur in life we can pivot and they can reach the long term goals we set out.

Felicity Yang

Financial Adviser

I am felicity a Financial Adviser at Australia Wide and have been for just under a year.

I have nearly a decade of experience in the financial advice industry, I have developed a broad expertise in wealth management, wholesale equity fund management, and personal financial advice.

I am passionate about understanding my clients on a deeper level, providing tailored strategies that give them both peace of mind and a clear path to achieving their financial and lifestyle goals. Alongside this I am committed to building long-lasting relationships with clients, offering the guidance and support needed to navigate complex financial decisions.

Education and Experience

  • Bachelor of Commerce (Economics and Finance), University of Melbourne
  • Graduate Diploma of Financial Planning

Outside of Work

When I am not assisting client, my hobbies include crocheting and ceramics. I am also a big musical theatre fan and love yoga and running.


Deven Costigan

Associate Adviser

I am Deven an Associate Adviser with Australia Wide Financial Planning. I have been with the company since the start of 2023 and in the industry since 2020.

I am currently undertaking professional year studies to become a fully-fledged Financial Adviser.

Education and Experience

  • Bachelor’s degree in Business (Banking & Finance)
  • Post Graduate studies in Financial Planning
  • A member of the SMSF Association/li>

Outside of Work

On a personal level, I enjoy going back to my family farm and spending time with the family, playing golf and attending sporting events.

Martin Muhriz

Provisional Financial Adviser

I am Martin a Provisional Financial Adviser at AWFP and have been for 2 years.

I believe in the power of financial education and love helping clients navigate the complexities of their financial lives. Too often, key aspects of personal finance are overlooked, and I strive to bridge the gap by providing clear, accessible guidance tailored to each individual’s needs.

What excites me about my work is not just helping clients achieve their financial goals, but empowering them with the knowledge to make confident, informed decisions for their future.

Education and Experience

I hold a double bachelor’s degree in business, specializing in Financial Planning and Accountancy, from RMIT University.

I am a passionate financial professional with over 7 years of experience in the financial services industry. Over the years, I’ve had the privilege of working across a range of areas, including Accounting, Mortgage Broking, Financial Advice, and assisting private high net-worth individuals through Macquarie’s Banking and Financial services division.

Outside of Work

When I’m not working, you’ll find me enjoying quality time with my family. As the youngest of four boys, family is everything to me, and I value those moments of connection and support.

Our Services

Our firm is committed to providing tailored advice to each of our clients, who enjoy direct, personal access to our professional team.
  • SMSF's
  • Take control of your retirement

    We are here to help you meet your obligations and make the most of your superannuation.

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  • Financial Planning
  • Develop your ideal financial strategy

    Our experts can provide strategies to help you manage your affairs and meet your financial goals.

  • Read More
  • Retirement Planning
  • Make the most of your retirement

    It's important to consider where you'll get the money you'll need to make it last.

  • Read More
  • Superannuation
  • Take an early and active interest

    Your super is critical to ensuring the benefits it can offer are maximised by the time you retire.

  • Read More
  • Risk Insurance
  • Protect your loved ones

    It's essential to choose the insurance strategy that suits your lifestyle.

  • Read More

Latest Financial News

Investment and economic outlook, March 2025

Investment and economic outlook, March 2025

latest forecasts for investment returns and region-by-region economic...

Read More

Advisers should be aware of signs of elder abuse in SMSF structures

Advisers should be aware of signs of elder abuse in SMSF structures

SMSFs are a structure that can heighten and exacerbate issues around elder abuse, a leader in the aged care...

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SMSFs hold record levels of cash and property

SMSFs hold record levels of cash and property

SMSFs are holding record levels of cash despite an interest level drop in February, according to AT...

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Trustees warned on early access

Trustees warned on early access

The ATO has warned trustees they will be held accountable for members who access super without meeting a...

Read More

The Largest Empires in the World's History

The Largest Empires in the World's History

Check out the Largest Empires in the World's...

Read More

Winners and Losers - Federal Budget 2025-26

Winners and Losers - Federal Budget 2025-26

 Treasurer Jim Chalmers has handed down his fourth federal budget, laying the groundwork for a federal...

Read More

Building Australia's future and Budget Priorities

Building Australia's future and Budget Priorities

 Building Australia's future and Budget...

Read More

Four SMSF breaches high on the ATO’s radar

Four SMSF breaches high on the ATO’s radar

The Tax Office is actively targeting SMSF trustees over a range of super breaches. Home ownership is still the...

Read More

Client Resources

  • Financial Videos
  • Watch our video series to learn more about the value of accounting and taxation experts, how it applies to common life events and how we can help you.

  • Learn More
  • Useful Links
  • We've compiled a broad range of useful links for your use. These include a various of topics such as taxation, software, Government agencies and media.

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  • General Calculators
  • Powered by ASIC's MoneySmart, these FREE calculators can help give you direction and motivate you to achieve your financial goals.

  • Learn More

Contact Us

We'd love to get in touch and we welcome any enquiry that you may have.

Get in Touch

AustraliaWide Financial Planning welcomes your enquiry. To book an appointment or simply ask us a question, fill in your details and we'll be in touch soon!

Office Location
  • Level 12, 484 St Kilda Road, Melbourne, VIC, 3004
Office Hours
  • Monday to Friday — 9am to 5pm

Financial Planning

Financial advice is determining how an investor is going to meet their goals and objectives. It is about helping clients define their goals, gathering information and analysing data to make a plan, then implementing the plan and monitoring the results. It is also monitoring and updating goals and objectives as clients move through different phases of life.

'Failing to plan is planning to fail.' It's a cliché but when it comes to investing money, setting and then attaining long term financial objectives, then it makes a lot of sense to have a plan. Also, history shows time and again that the sooner you can start the better the outcomes.

Attaining long term objectives is better served by setting some short term goals. For example, such milestones might be set for 1-3 years, then 4-6 years and then 7+ years.

Our primary aim is to help you attain your financial objectives.

A financial plan will help you clarify your financial goals and aspirations, whilst taking into account potential milestones along the way, such as children, education, lifestyle and retirement.

We take the time to gain a full understanding of your current situation and determine your short, medium and long-term financial and lifestyle goals. Next, we assess the challenges that might slow things down and your attitude to risk.

Finally, we map out a detailed plan from first steps through to long-term strategies to achieve your objectives and work with you to optimise and manage your plan.

AustraliaWide Financial Planning can assist you with:

Contact us today to discuss how we can work together: (03) 8672 8476 or email us at admin@awfp.com.au

Superannuation

The Australian Superannuation system is one of the most advanced and complex in the world. Not only is it inherently complex, but the legislation surrounding it continues to change. No wonder Australians, just like you, find it difficult to understand how it relates to them and how to use superannuation to maximise their retirement nest egg.

So many questions:

These are just some of the questions we find solutions to for clients every day. Superannuation is not simple, but together we can develop a strategy to ensure your superannuation is properly structured with a strategy to get you where you want to be in life.

The income you have available for your retirement will depend on factors such as your accumulated assets and expectations about your lifestyle in retirement. Unfortunately for many, simply relying on employer contributions may not be enough and you may need to look at strategies such as additional contributions or salary sacrifice.

It is always best to start saving and planning for your retirement as early as you can. AustraliaWide can help you implement the right strategies to help you achieve your long term financial objectives.

Contact us today to discuss how we can work together: (03) 8672 8476 or email us at admin@awfp.com.au

Retirement Planning

Planning for your retirement

More and more people are realising that it is essential to plan well for their retirement.

It’s not just thinking about what to do with your money when you retire but how to maximise what you will have when you begin your retirement. To achieve this goal requires quality advice in the years leading up to retirement, the more the better. Time is needed if various strategies are to be implemented to make the most of your earnings in the pre-retirement period. The longer you plan for retirement and employ professional assistance then the greater the chances that your goal of a happy and prosperous retirement can become a reality.

Giving yourself enough time to plan your retirement is imperative but doing it right is even more so. There are many complex considerations to be managed and it is our job to ensure that your retirement goals and objectives can be met.

A wealthier retirement

Our approach to retirement planning is precise, methodical and generally involves:

Contact us today to discuss how we can work together: (03) 8672 8476 or email us at admin@awfp.com.au

Self-Managed Super Funds

Self-Managed Superannuation Funds (SMSFs) offer a good strategy option for many individuals, families and small business owners to build tax effective wealth and to protect assets over time. SMSFs are becoming popular for those who are ready to take control of their own super investments as they give you ultimate control and flexibility to manage your retirement benefits.

It must be noted though, that you will have increased responsibilities as a trustee of the fund. As a SMSF Trustee you need to keep up to date with all required regulations and keep up with the fast paced financial markets.

AustraliaWide can work with you to understand your personal financial situation and decide whether a SMSF structure is appropriate for you. We will also make sure your assets are invested in the most effective way to maximise your retirement benefits.

Should you wish to consider establishing a SMSF then we can help with:

Contact us today to discuss how we can work together: (03) 8672 8476 or email us at admin@awfp.com.au

Risk Insurance

What is insurance?

Insurance is a form of protection – a way to protect yourself, your family and the things you own if something goes wrong. It enables you to replace or repair your assets, whether those assets are your belongings or your capacity to earn income.

Everybody’s circumstances are different, but insurance is important for everybody. Your need for insurance will change as you move through the different stages of your life.

There are many different types of insurance, and we can help you find the right level of protection for your needs.

What types of insurances are there?

There are many types of insurance. Car or home/contents insurance allows you to insure your belongings. Personal insurance policies enable you to insure yourself and your ongoing wellbeing.

Personal insurance provides protection against sickness, injury and death, and includes:

While insurance doesn’t remove the risk of something going wrong, it provides you and your family with protection and financial security if something does happen.

The amount of insurance you need is affected by:

We understand that it can be difficult determining the type and level of cover you might need, let alone choosing an insurer. We can assist by helping you determine your needs and recommend an insurer that is right for you.

Contact us today to discuss how we can work together: (03) 8672 8476 or email us at admin@awfp.com.au

Financial Videos

Secure File Transfer

Secure File Transfer is a facility that allows the safe and secure exchange of confidential files or documents between you and us.

Email is very convenient in our business world, there is no doubting that. However email messages and attachments can be intercepted by third parties, putting your privacy and identity at risk if used to send confidential files or documents. Secure File Transfer eliminates this risk.

Login to Secure File Transfer, or contact us if you require a username and password.

General Calculators

Useful Links